Capital Gains Tax Calculator (STCG / LTCG)
Selling listed shares? See instantly whether your gain is short-term (20%) or long-term (12.5% above the ₹1.25 lakh exemption) and roughly how much tax you'd owe — using the rules in force for FY 2025-26.
Frequently asked questions
What are the STCG and LTCG tax rates on shares in India?
For listed equity shares (STT paid): gains on holdings of 12 months or less are short-term (STCG), taxed at 20%. Gains on holdings over 12 months are long-term (LTCG), taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Surcharge and 4% cess apply extra.
What is the ₹1.25 lakh LTCG exemption?
Each financial year, your first ₹1,25,000 of long-term capital gains from listed equity and equity mutual funds is tax-free. Only LTCG above that threshold is taxed at 12.5%. The exemption does not apply to short-term gains.
How is the holding period counted?
From the buy date to the sell date. For listed shares, more than 12 months makes the gain long-term. This calculator counts exact days and classifies anything over 365 days as long-term.
Can I set off capital losses?
Yes — short-term losses can offset both STCG and LTCG; long-term losses can offset only LTCG, and unused losses carry forward up to 8 years if you file on time. This calculator estimates tax on a single sale and doesn't model set-offs — consult your CA for filing.
Get your whole year's STCG/LTCG report, computed FIFO from your trades.
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