Quantfolio

Capital Gains Tax Calculator (STCG / LTCG)

Selling listed shares? See instantly whether your gain is short-term (20%) or long-term (12.5% above the ₹1.25 lakh exemption) and roughly how much tax you'd owe — using the rules in force since 23 July 2024.

TypeLTCG · 744d held
Total gain₹40,000.00
Exemption applied₹40,000.00
Tax rate12.5%
Taxable gain₹0.00
Estimated tax₹0.00
Long-term = held more than 12 months. Rates follow the sale date (15% / 10% before 23-Jul-2024, 20% / 12.5% after). Excludes surcharge & 4% cess. Listed equity with STT; indicative only — confirm with your CA.

Frequently asked questions

What are the STCG and LTCG tax rates on shares in India?

For listed equity shares (STT paid): gains on holdings of 12 months or less are short-term (STCG), taxed at 20%. Gains on holdings over 12 months are long-term (LTCG), taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Surcharge and 4% cess apply extra.

What is the ₹1.25 lakh LTCG exemption?

Each financial year, your first ₹1,25,000 of long-term capital gains from listed equity and equity mutual funds is tax-free. Only LTCG above that threshold is taxed at 12.5%. The exemption does not apply to short-term gains.

How is the holding period counted?

From the buy date to the sell date. For listed shares, more than 12 months makes the gain long-term. This calculator counts exact days and classifies anything over 365 days as long-term.

Can I set off capital losses?

Yes — short-term losses can offset both STCG and LTCG; long-term losses can offset only LTCG, and unused losses carry forward up to 8 years if you file on time. This calculator estimates tax on a single sale and doesn't model set-offs — consult your CA for filing.

Get your whole year's STCG/LTCG report, computed FIFO from your trades.

Quantfolio tracks your NSE/BSE shares and mutual funds together — performance, risk, Nifty 50 benchmarking, capital-gains tax and F&O — completely free.

Track my portfolio free