CAGR Calculator
Work out the compound annual growth rate of any investment — a stock, mutual fund, or your whole portfolio. Enter what you started with, what it's worth now, and for how long you held it.
How CAGR works
CAGR answers one question: “at what steady yearly rate did my money actually grow?” It compounds — so 12% CAGR means every year's growth builds on the last. That makes it the standard way to compare a stock you held 3 years against a fund you held 7, or your portfolio against the Nifty 50.
Frequently asked questions
What is CAGR?
CAGR (Compound Annual Growth Rate) is the constant yearly rate at which an investment would have grown from its initial value to its final value. It smooths out the ups and downs into one comparable annual number.
What is the CAGR formula?
CAGR = (Final value ÷ Initial value)^(1 ÷ years) − 1. For example, ₹1,00,000 growing to ₹2,00,000 in 5 years is a CAGR of about 14.87%.
What is the difference between CAGR and absolute return?
Absolute return ignores time — doubling in 2 years and doubling in 10 years are both +100%. CAGR annualizes the growth, so you can compare investments held for different periods fairly.
What is a good CAGR for Indian equities?
The Nifty 50 has historically delivered roughly 11–13% CAGR over long periods. A portfolio consistently beating that after costs is doing well; always compare over the same time period.
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